8. The Insured and/or the Insured Person must
a) Report all claims to Us without delay.
b) Take all reasonable steps to minimize any amount claimed from the Defendant.
c) Co-operate with Us at all times and forward any communications received in connection with an Insured Incident to Us without delay and supply Us with any information We require.
d) Co-operate with the appointed Solicitor including giving such instructions as We require and keep the Solicitor and Us fully informed of any developments or material changes in circumstances that may affect the progress or settlement of the claim.
e) Advise Us immediately of any offers of payments or other services made to settle the claim.
f) Not accept any offer of payment or enter into settlement negotiations without Our express agreement, such agreement will not be unreasonably withheld.
g) Instruct the Solicitor to have the Legal Costs and Expenses assessed, taxed or audited if We request such action be taken. h) Co-operate fully with Us to assist Us to recover any Legal Costs and Expenses that we have had to pay on Your behalf that have been reasonably incurred in connection with the pursuit of the claim. i) Adhere to and observe the conditions of this insurance at all times.

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